Talk Your Way to Financial Freedom

Feeling trapped by lack of funds? We can learn from those who live comfortably and retire early. They use language differently from those who are stuck in a scarcity process.

1. Banish the word "expensive" from your vocabulary. Replace with, "That's not a priority for me."

"Expensive" is relative.

In my town, a group of people get together every day for coffee and conversation. One person I'll call Jane, refused to participate

"Two dollars for a cup of coffee? " she sniffs. "Expensive!"

When you work at home, you need a break and you want to talk to other like-minded people. The value of coffee is table rent and support. Folks who participate are not just buying coffee -- they're buying motivation.

My acquaintance "Tom" refused to pay a few hundred dollars for professional help with his resume. "Too expensive," he said. "I can do it myself and my friends will give me feedback."

Tom continued to send out resumes with no results, not realizing every week he delayed finding a job would cost him hundreds, even thousands of dollars. And his friends were even more clueless about resumes than he was.

Bob hires a coach to keep him motivated as he builds his business. Expensive? Sure -- but he feels he's spending five thousand dollars a year so he can build his income to a hundred thousand dollars a year...or more.

My friend "Laura" used to get her nails done every week while she was unemployed and broke and had no interviews lined up. Impractical? Frivolous? Expensive?

For Laura, manicures were a symbol of where she had been and where she will be in the future. She spent money for her priority with no regrets.

2. Banish the sentence "I can't afford it." Replace with, "That's on my wish list."

Adding an item to your official wish list makes a statement. Do you really want a new car, kitchen set or vacation? Or do you realize you already have what you "can't afford?"

Looking around my eclectic collection of living room furniture, I can dream of spending lavishly for designer furniture, ceramic artwork and crystal lamps. I also know these items will never appear on my wish list.

Even the best-mannered cat will deposit an occasional surprise on the couch, and the dog's exuberant personality can leave a trail of broken glass. Regardless of politics, many of us empathized when the wife of newly-elected Governor Jeb Bush admitted," When you have pets you can't have an elegant home."

Saying "can't afford" puts you in a one-down position. Creating a wish list generates abundance and clarifies values. I'd put "three cats and two dogs" on my wish -- but not "designer furniture."

3. Forbid all talk about what you don't have. Replace with appreciation for what you enjoy now.

Hortensia complains about her lack of money . True, her salary is not high by any standards -- but her job offers security, generous vacation time, and excellent retirement benefits. Her location allows her to hike in the woods and fish in the lakes.

An image of abundance will enhance your strengths. Most of us have more than we realize -- in real as well as abstract terms. I encourage clients to meet with a financial planner, especially if they're facing experiencing career transition. Often a professional review helps people realize they're better off than they realized.

Bottom Line

Talking your way to financial freedom -- simple? Yes, but effective. Try these steps for a week and notice a difference -- first in your thoughts, soon in your life

I offer one-to-one consultations on career strategy.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant, helping midlife professionals take their First step to a Second Career. http://www.cathygoodwin.com.

"Ten secrets of mastering a major life change" mailto:subscribe@cathygoodwin.com

Contact: cathy@cathygoodwin.com 505-534-4294

More Resources

Wise Hericlitus
"You cannot step into the same river twice"Hericlitus spoke those words around 500BC. A very wise man, Hericlitus.
The Universal Laws Of Attraction
You know it's funny how some people just seem to have all the luck in the world. Infact in some cases it almost seems to be unfair.
How to Play to Your Strengths
Are you clear on your unique qualities, talents and personal strengths? And what's more do you centre your life around these gifts?You're busy, trying to be a good worker, colleague, partner, parent, friend and neighbour; you've been brought up with parents and peers ideals, educated well, maybe have a religious background, and perhaps a little of your past behaviour might been influenced by something you saw on TV or in a movie.In fact, maybe? just maybe? and you're not alone here? some of your thinking and behaviour belongs to what others have told you to think or feel in any given situation.
Thought and The Law of Attraction
We have all heard the expression, "if at first you don't succeed, try, try again." But to carry on without thinking about why you failed only leads to more failure.
Seeing What You Never Saw Before
Have you ever bought a new car and then afterwards you started to see the same car everywhere? You were seeing what you never saw before.Let me explain.
Pheromones Myth or Fact. Do Pheromones Work?
I did a quick search on the Internet for pheromones.Pheromones are chemicals released by an organism into its environment enabling it to communicate with other in its own species.
How To Get Lucky
Would you like to get lucky? There are at least a dozen ways. The simplest one is to just start looking for good luck.
Visualization: Attracting Your Dreams and Desires
Visualization is an essential tool for attracting your dreams and desires. To manifest in your outer life, your dreams must first manifest inside your mind.
You Can't Seek for Change and Control at the Same Time
I saw a coaching client recently who wanted to get right down to business and plan out her new, bold life. She wasn't sure what that life was, but she wanted to map it out, pin it down, and make it happen.
Charm Is Good Business
What's most astounding is that the vast majority of business people don't automatically understand the concept of charm. You'd think it would be a reflex, a conditioned response in business to "turn on the charm" when dealing with customers, clients, associates, employees, competitors, or potential clients.
Dont Take It Personally
Many of you already know that I've been divorced for 5 years now (Martinis for Everyone!), but I learned more than a few valuable lessons in those 5 years that I'm going to share with you.When my ex-husband first left, I was almost literally drowning in thoughts of "What's wrong with me?" I lay awake nights thinking of how I could have been different, and what I could have changed about myself to make the outcome different.
Respect Is A Four-Letter Word
One of the most important needs for every human being is the need to be respected. It doesn't matter if you or anyone else is a corporate executive, host of your own television show, short-order cook, Wal-Mart greeter or stay-at-home parent.
Five Ways To Create On Purpose By Living In The Moment
What can you do to really immerse yourself into living more consciously every day? "We look backward too much and we look forward too much; thus we miss the only eternity of which we can be absolutely sure - the eternal present, for it is always now." - William Phelps1 - NOW is the only moment that matters.
Isnt It Time to Give Yourself Permission?
Remember back in school days when you needed a permission slip to do almost anything outside of the classroom? Things like simply being able to visit the washroom, attend a sports meeting or going on a field trip? As adults we don't need someone to give us a permission slip. We already have a whole supply at our disposal.
Your Gut Instincts & Ability to Get Along Quiz
How well do you understand how gut instincts - yours and others - influence likeability, decision making and even attention span? Want to find out? Here are nine questions. Some answers may surprise you.
What is Intution and How do I use it?
Intuition is an incredible resource and gift that we have been given to help us live our best life. Unfortunately, not many people know what it is or how to use it.
Clarity of Vision
Imagine trying to drive at night in your car with windows covered in Vaseline - or try walking around for a day with prescription glasses that aren't your own. You might find it very difficult to function and get where you'd like to go - even when your ability to think is perfect.
No Ifs, Ands Or Buts
If we could choose right now, this moment, how we would live,And,Knowing, that the only way we could live the way we choose, is to be who we truly are..
Jekyll vs. Hyde, 2 Faces of Immortality!
Meet the most important person you will ever meet in your life. You better! For sometime during your life you will meet him.
The Magic of Breathing
So, what is magic? Is it an illusion or is it real? The Webster's dictionary describes magic as "The art of producing affects by superhuman means; Any mysterious power, ex: the magic of love. Producing extraordinary results, as if by magic".

More Attraction Information:

Related Articles

Wayne Dyer - 20 Abundance & Prosperity Quotes
Dr. Wayne Dyer has been an inspiration for me for at least two decades now and below I wanted to share with you my favorite 20 quotes of his that relate to creating abundance and prosperity: "There is no scarcity of opportunity to make a living at what you love; there's only scarcity of resolve to make it happen.
Give The Wrong Words An Inch And They May Take A Mile!
What do you do when circumstances seem out of control? What's the first thing you look for? Or Whom? What immediately runs through your mind? Do you yell? Do you curse? Do you go bow up your back like a porcupine getting ready for all out war?By Word Of Mouth!There is something that every one of us has been taught to do since we were born and yet so few people know how to control it. We have been taught how to talk, but still don't know how to control our mouth.
To Live Or To Live With Purpose: That's The Ultimate Question
Each person has her or his own place and purpose. We all possess unique talents and unique ways of expressing them.
Cop Some Tude!
Do you express your gratitude enough? I know I don't. And I don't mean whether you write your thank-you notes on time.
Prosperity on Purpose for a Purpose
Whilst everyone seems hell bent on becoming "wealthy" at all costs, the desire to become prosperous has seemed to fall to the background.I see building ones wealth as very one dimensional.
Affirmations Based on Rich Dad, Poor Dad
I'm sure most of you have heard of, and perhaps read the book "Rich Dad, Poor Dad" by Robert Kiyosaki. If you haven't read it yet, I highly recommend it along with his book "Cashflow Quadrant.
Searching for Higher Ground: 24 Hours to a Better Life
There's a moment in one of my favorite films, Searching for Bobby Fischer, where 7-year-old chess prodigy Josh Waitzkin's chess teacher knocks all the pieces off his chess board, in an effort to get him to concentrate deeper on the way the pieces on the board were strategically aligned.As the pieces go flying, scattering noisily about the room, Josh is at first stunned that his teacher would have done such a thing.
How to Create a Thriving Prosperous Life
You only have to look around you at your friends, family and colleagues to see that there is an abundance of people who have talents, yet many are held back by a mortgage, a family, lack of confidence or some other reason.Deep inside us we all have a dream of living a thriving, prosperous life, but often we're unsure of how to navigate our way through the issues that come our way, and too many people, too often, give up and start making excuses to themselves about success being for others.
Do You Have the Skills to be a Secret Service Agent?
Do you have the necessary attributes to be a successful secret services agent? Do you melt into the background where no one can see you? Do you hide behind someone else? Would you describe yourself as having an incognito life? Are you capable of always putting yourself second? Do you constantly defer to another person? Do people see right through you and ignore you?Then you have the skills.You see, as John Reilly, states in the song he wrote for the musical Chicago; you are no more than Mr.
10 Powerful Tenets Of Personal & Professional Leadership Using The Law Of Attraction
Leadership is an innate ability in all of us. Using the principals of the Law of Attraction to strengthen our leadership and consciously use it in our personal and professional endeavors will not only attract more success to us it will allow us to be of service to others and make a valuable contribution.
Your #1 Path to Hidden Power
Imagine that you could boost your confidence, courage, and compassion by 100% in the next three months. Imagine that you could learn five new skills you've been dying to learn all your life.
How do I Know if Im Getting any of This Law of Attraction Stuff?
This is a popular question people ask me. How do you know if I am mastering the art of Deliberate Attraction? Is there an advanced course I can take? My answer is always the same, "The application of this material into your daily life IS the advanced course!" To help you gauge where you're at in the mastery of Law of Attraction, I've compiled a list of seven sure-fire ways to tell if YOU are joining the thousands of people who really are mastering this stuff.
The Winning Combo!
What do we all strive for in life? Success! Success is the ultimate destination. Every one of us has the good intentions and capacity to achieve something but we lack the follow-through.
Im Thinking...But Im not Growing Rich!
So you've read "Think and Grow Rich", and you've got an intellectual understanding that you "become what you think about". You have a list of affirmations about wealth, and you recite them every day.
The Joy Of Living In The Zone
What do people want most in the world? What is the most sought-after goal? From the moment we awaken to the moment we close our eyes at night, what is it we seek every minute of the day?We want to feel good. The primary motivation behind every action we take is the desire to feel happy.
Abundance Of Money - Abundance Of Love
How much happiness is there in a piece of paper with the word "happiness" printed upon it? It depends on the person who holds that piece of paper..
First Impressions - Turn Fear Into Courage
The top business people all say the same thing - first impressions count. Sounds easy, and it is easy for those few who can start a conversation with just about anyone but how many people do you know who are like that?On the other hand when you're shy it's easy to avoid other people, shyness automatically comes with a PhD in how to creatively avoid people, especially strangers!However this tendency can prove detrimental to your business especially when you consider that your ultimate success can depend on approaching people and making a great first impression.
10 Keys to Prosperity
1. Everyday, in everyway, bless the universe in as much ways as possible.
October: A Month of Personal Harvest
October is hands down my favorite month. Every year l look forward to a visit to Lynd's Fruit Farm in Pataskala, Ohio.
Electrical Deficiencies
Our feelings are perceived by means of our sensors, our sensors are designed to detect conductors of energy that have the power to stir our feelings.It is this power we long for in particular individuals that manage to stir these responses in us, whether they manage to match their negatives with our positives or vice versa, generating a current we are unconsciously plugged into and are likely to become hooked on like junkies, particular currents determined by our electrical weaknesses and deficiencies, and the energy levels and forms we actually need to complement and supplement this malnutrition.