Talk Your Way to Financial Freedom

Feeling trapped by lack of funds? We can learn from those who live comfortably and retire early. They use language differently from those who are stuck in a scarcity process.

1. Banish the word "expensive" from your vocabulary. Replace with, "That's not a priority for me."

"Expensive" is relative.

In my town, a group of people get together every day for coffee and conversation. One person I'll call Jane, refused to participate

"Two dollars for a cup of coffee? " she sniffs. "Expensive!"

When you work at home, you need a break and you want to talk to other like-minded people. The value of coffee is table rent and support. Folks who participate are not just buying coffee -- they're buying motivation.

My acquaintance "Tom" refused to pay a few hundred dollars for professional help with his resume. "Too expensive," he said. "I can do it myself and my friends will give me feedback."

Tom continued to send out resumes with no results, not realizing every week he delayed finding a job would cost him hundreds, even thousands of dollars. And his friends were even more clueless about resumes than he was.

Bob hires a coach to keep him motivated as he builds his business. Expensive? Sure -- but he feels he's spending five thousand dollars a year so he can build his income to a hundred thousand dollars a year...or more.

My friend "Laura" used to get her nails done every week while she was unemployed and broke and had no interviews lined up. Impractical? Frivolous? Expensive?

For Laura, manicures were a symbol of where she had been and where she will be in the future. She spent money for her priority with no regrets.

2. Banish the sentence "I can't afford it." Replace with, "That's on my wish list."

Adding an item to your official wish list makes a statement. Do you really want a new car, kitchen set or vacation? Or do you realize you already have what you "can't afford?"

Looking around my eclectic collection of living room furniture, I can dream of spending lavishly for designer furniture, ceramic artwork and crystal lamps. I also know these items will never appear on my wish list.

Even the best-mannered cat will deposit an occasional surprise on the couch, and the dog's exuberant personality can leave a trail of broken glass. Regardless of politics, many of us empathized when the wife of newly-elected Governor Jeb Bush admitted," When you have pets you can't have an elegant home."

Saying "can't afford" puts you in a one-down position. Creating a wish list generates abundance and clarifies values. I'd put "three cats and two dogs" on my wish -- but not "designer furniture."

3. Forbid all talk about what you don't have. Replace with appreciation for what you enjoy now.

Hortensia complains about her lack of money . True, her salary is not high by any standards -- but her job offers security, generous vacation time, and excellent retirement benefits. Her location allows her to hike in the woods and fish in the lakes.

An image of abundance will enhance your strengths. Most of us have more than we realize -- in real as well as abstract terms. I encourage clients to meet with a financial planner, especially if they're facing experiencing career transition. Often a professional review helps people realize they're better off than they realized.

Bottom Line

Talking your way to financial freedom -- simple? Yes, but effective. Try these steps for a week and notice a difference -- first in your thoughts, soon in your life

I offer one-to-one consultations on career strategy.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant, helping midlife professionals take their First step to a Second Career. http://www.cathygoodwin.com.

"Ten secrets of mastering a major life change" mailto:subscribe@cathygoodwin.com

Contact: cathy@cathygoodwin.com 505-534-4294

More Resources

The Joy Of Living In The Zone
What do people want most in the world? What is the most sought-after goal? From the moment we awaken to the moment we close our eyes at night, what is it we seek every minute of the day?We want to feel good. The primary motivation behind every action we take is the desire to feel happy.
Its All About the R Word
What matters most in life to you? Money, Time, Friends, Family?All of those topics have 1 common denominator, Relationships!Relationships are the key to being successful and living life to the fullest.When you work on Realtionships, the rest will follow.
Do You Want Raspberry, Chocolate Or Vanilla?
Descartes once wrote, "I think, therefore I am!" and 'hidden' in plain view amongst those five small words - for all the world to see - lays the secret to unlimited success. Do you see it? Oh all right? I'll 'fess up.
The Magic of Breathing
So, what is magic? Is it an illusion or is it real? The Webster's dictionary describes magic as "The art of producing affects by superhuman means; Any mysterious power, ex: the magic of love. Producing extraordinary results, as if by magic".
What Message Are You Sending Out?
A woman phoned me the other day to ask me about a product that someone else was selling. It was something she really wanted.
Opportunity Knocks 1000 Times
You've heard people say that opportunity only knocks once. I say it knocks a thousand times, or at least it can.
Heres What I Got Out Of "What The Bleep Do We Know"
Your mind is so powerful that what you focus on happens. Your intent bends reality, creating vibrations in the quantum field.
To Be More Attractive? Zap The Tolerations!
Imagine there is an event that will take place in a town many miles from where you live. Your car needs an oil change.
How To Know You Are Living Your Dream
How To Prove To Yourself That You Are Going After Your Big Dream.I have a personal story to share with you that happened not that long ago.
The Edge of the Moon
Hello, Moon.There you hang, a thin white sliver that cradles a large dark ball.
3 Steps to Manifesting Your Ideal Life
Over the past several weeks I've received dozens of email solicitations for books, CDs and videos that promise to reveal newly discovered techniques to improve my life. These emails promise a wide variety of benefits: how to get rich, lose weight, meet the woman of my dreams and buy a million dollar mansion with no money down.
Compounding Effect of Selfishness
Five-year-old Katie asked for a coin for her to throw into a fountain at a local shopping centre. She was given one, and duly walked over to the fountain, stopped for a few seconds, and threw it into the water, and came back to us, smiling.
Your Life and Prosperity Are In Your Reputation!
"Your good name and your reputation are EVERYTHING! ? Protect them at all costs!" my father used to say to me when I was a lad.Even at a young age, I knew there was something important in what my dad was trying to tell me.
Who Wants to Work?
I feel a loss when pragmatism wins over the mystical. There is a greater magic at work when you engage with Source.
You Cant Direct the Wind but You Can Adjust the Sails
Dear Friend,First of all, let's take a look at the meaning of the word "metamorphosis" and how it can possibly be of interest to IT Service Management. Metamorphosis: Noun (plural metamorphoses - say metuh´mawfuhseez) ? "the change of form, structure, or substance, as transformation; the structural or functional modification of a plant organ or structure during its development.
How To Actualize Your Potential
Are you tired of struggling and trying to realize your dreams, yet constantly missing the mark? You know your potential but just keep on missing it.How do you know when you have actualized your potential? When you are in your full potential, there is an experience of joy.
Attract Your Ideal Relationship Using the Law of Attraction
First, I'll need to explain what Law of Attraction is and how it works. You see, the Law of Attraction states that you'll attract to your life whatever you give your attention, energy and focus to, whether wanted or unwanted--emphasis on the unwanted.
Clarity of Vision
Imagine trying to drive at night in your car with windows covered in Vaseline - or try walking around for a day with prescription glasses that aren't your own. You might find it very difficult to function and get where you'd like to go - even when your ability to think is perfect.
The Power of Desire - Part 1
What is Desire? Let us see! Webster tells us that it is:"The natural longing to possess any seeming good; eager wish to obtain or enjoy," or in its abnormal or degenerate sense:"excessive or morbid longing; lust; appetite. "Desire" is a much-abused term - the public mind has largely identified it with its abnormal or degenerate phase, just mentioned, ignoring its original and true sense.
Wayne Dyer - 20 Abundance & Prosperity Quotes
Dr. Wayne Dyer has been an inspiration for me for at least two decades now and below I wanted to share with you my favorite 20 quotes of his that relate to creating abundance and prosperity: "There is no scarcity of opportunity to make a living at what you love; there's only scarcity of resolve to make it happen.

More Attraction Information:

Related Articles

10 Powerful Tenets Of Personal & Professional Leadership Using The Law Of Attraction
Leadership is an innate ability in all of us. Using the principals of the Law of Attraction to strengthen our leadership and consciously use it in our personal and professional endeavors will not only attract more success to us it will allow us to be of service to others and make a valuable contribution.
Why Cant You be More Like Me?
Here is a non-scientific, but fun way to see which style you may be. Read the poem below and then identify which one of the styles is most like you.
Teach Me Who You Are
We all have a privately held belief system that defines who we think we are. This belief system is composed of ideas that we have accumulated over time that we think describe us accurately.
To Be A Cut Above The Rest!
Mannerisms and personality traits go a long way in making impressions on other people. Some people unknowingly have mannerisms, which humor others.
Improve Your Conversations By Watching Talk Show Hosts
If you want to learn how to be a good conversationalist, a really useful place to start is by watching television!Not just any television mind you - you can learn a lot about how to have successful conversations by watching talk show hosts!One of the most important qualities exhibited by good talk show hosts on television that you can easily incorporate into your own conversations is the way they really pay attention to the person they are talking with.The most successful talk show hosts demonstrate great curiosity in hearing what the person they are interviewing has to say.
Demanding Miracles
Have you ever had an overwhelming problem or issue? Was there some circumstance in your life that seemed beyond your ability to handle it? Have you ever called out to God, Buddha, guardian angels, The Force, your higher self, Mohammed, Mother Earth, whatever name you give that spirit? To find an all-encompassing name without prejudice towards any one belief system, I'll just hereby use the word 'god' to refer to whatever or whoever it is that you pray to for assistance and guidance. Have you cried out to your god for help and guidance with some crisis in your life? Did you get an answer? Did you get help?When we get the help and assistance we've just asked for, we assume all is well in the heavens.
Limited Thought, Limited Experience
I was reminded once again the other day about how well we limit ourselves and take on the values of others and their limitations.I was in one of our morning sales meetings and just barely awake trying to concentrate on other things.
Social Skills Training Can Positively Impact Your Life
Millions of people become anxious and insecure when speaking in public, starting a conversation, or mingling with others in a social setting.There are a large number of individuals who are extremely successful in their professional lives, but tend to shy away from meeting new people, attending social functions, and interpersonal communication.
Unexpected Wisdom
If you have ever traveled across country by train, you know that meals are served with community seating. That means you can meet new people with every meal.
Courage to Change
This is a story about a woman we will call Anne, a thirty-five-year-old woman who concluded that she could never find a man. She determined that loneliness was her fate and thus went as far as accepting it as fact.
Some Straight Talk About Your Success And Happiness
I want to warn you: this article can cause some discomfort, indignation and sense of insult in minds of people who are not ready to be successful. If you are not ready to face the truth, please don't read this article, because I don't want to hurt your feelings for nothing.
Brainology... Lets Start Learning Something Everyday, Every Moment
Every normal human being learn in his life's each and every minute. He is gaining experience every moment.
Motivation for Life: What Would You Do if You Could Have a Do Over?
"The only thing it takes 365 days to change is a year" - Hypnotherapist David Block"If at any time you make a mistake and want to change your selection, press the star key on the telephone pad." - AMC 20 Movie Theater recordingBoth of the above quotes imply a radical shift in popular thinking about change.
Ten Tips For Setting (And Keeping) Life Changing Resolutions
It's time for that annual ritual of making (and breaking) our New Year's resolutions. There is something about the idea of being able to start over that motivates us to pause (at least briefly) and reflect on our lives as they are, as well as how we would like them to be.
How to Take Control of Your Self Confidence
If you think success, happiness and love are going to happenwithout learning through mistakes along the way you are mistaken.Our brains are wired to learn from our own experiences as well asthose of others.
Afloat on A Sea of Abundance
In the days of the mighty sailing ships, when brave souls voyaged into the unknown, dependent on the winds and their as-yet incomplete knowledge of geography and navigation, one of the greatest and most dangerous challenges was to traverse the area known as "the doldrums."Extending about 30 degrees on either side of the equator, the doldrums are subject to days, weeks, even months of no wind at all.
Once Upon A Time There Was No Money
Once in a while a book comes along that can change your way of thinking for the better. A book that free's the mind of its old limitations.
What Characters Teach Us about Character
Character is that which defines us; it's what people will remember about us long after we're gone. The TV News, Radio Talk Shows, News-Magazines and the daily Paper are replete with stories about characters.
Some Gals Have All the Luck: How to Create Your Own Good Luck
You probably know a few. These gals marry the millionaire.
14 Relationship Principles to Live A Successful Relationship
Each relationship combines two individual stories to coauthor a new relationship story. The implicit contracts authored by each party in a relationship become unspoken assumptions that can facilitate or derail the relationship.