Credit Information

All About Balance Transfers


What is a balance transfer?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount.

Choosing The Credit Card That Is Right For You


Credit cards represent an important part of our financial lives. Having the right credit cards is essential and will make a big difference to your finances.

Credit cards


If gold medals were awarded for marketing consistency, the credit card industry would be the Sarah Hughes of the business world. Major players Visa and MasterCard, who have maintained their steady rates of spending and commitment to their positioning platforms for years, will stick to their established routines this year.

Credit Card Dirty Tricks


There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your interest on that money would be £250 to £290 a year.

The Ghost of Expected Surprises


Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour.

How To Prevent Fraudulent Credit Card Transactions


What Are Possible Signs of Fraudulent Transactions see at Web Hosting Companies?Customer wants to pre-pay for a yearDomain Name Registration for 5 years or moreOrders using free email address providers like Hotmail, Yahoo, etc.Usage of multiple cards to complete order.

Credit Scoring: What You Dont Know Can Hurt You


You've probably heard the term credit scoring. You may have some idea that your credit score can have an effect on your life.

How A Prepaid Debit Card Can Help You Rebuild Your Credit


Consumers today are up to their eyeballs in debt. And many people don't realize it until their good credit has been devastated.

The Next Person With Credit Problems Got Their First Credit Card Today!


One of the focus areas of my information is the absolute necessity of changing the way a person thinks about money and debt while in the process of repairing their credit. I have seen cases where a couple will work really hard for months, and finally get their credit report to the place they can borrow again and go out and buy something on credit just because they can.

Is Your Credit Score Costing You Money?


Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses.

Tips for Credit Card Surfers


Moving money from credit card to credit card to take advantage of interest free balance transfers and effectively borrowing money for free. It's even possible to make money by borrowing money, transferring the debt to an interest free card and investing the cash in a high interest savings account until the interest free period expires.

Fair Isaac Corporation Credit or FICO Score


As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California.

Simple Identity Theft Protection


How many of you bank, shop, or transact other business online? There are at least 4 million Department pf Defense employees that access their pay records online only. Even offline, stored financial data can be placed at risk in computers that are used on the Internet as well.

Is it Safe to Use Online Car Finance?


Online car finance is convenient. You can apply over the net and shop around for a good deal from the comfort of your home.

Credit Card Debt: One Way To Avoid It


One of the biggest problems people have in these modern times is Credit card debt, and worst is USA.Simply because there have always been so many laws and regulations before you could have acard in the rest of the world, you can't for instance borrow someone elses card and go shopping becauseyou always have to show some ID before they accept cards in Europe.

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