Insurance Information


7 Misconceptions About Medicare


There’s no way around it: Medicare is confusing. While this government-sponsored health insurance helps millions of Americans each year, it also comes with many requirements, guidelines and questions.

Are You a Medicare Rookie? Pros Can Help You Find Right Plan


Roughly 4.4 million Americans will reach the age of 65 in 2024, according to the U.S. Census Bureau. While age is just a number in some respects, this particular birthday marks the time when Americans become eligible for the federal Medicare health insurance program. And if you’ll be hitting this milestone soon, you’re in good company, as athlete, entrepreneur and philanthropist, Earvin “Magic” Johnson will be doing the same.

5 Tips for Picking a Health Plan This Open Enrollment Period


For many Americans, it’s time to pick a health plan for the coming year, or revisit current coverage to ensure it’s still a good fit.

4 Misconceptions Homeowners Have About Floods


Many people look forward to spring when the weather warms up and flowers start to bloom, but it also marks the start of the peak time of year for flash flooding in the United States.

What to Know Before Switching Your Car Insurance


The pandemic has impacted nearly every industry and aspect of our lives, including automotive production and driving habits.

Considering a New Insurance Plan? If You Rely on Costly Prescription Drigs, It Pays to Read the Fine Print


Over the next few weeks, thousands will select insurance plans for 2022, whether on a state exchange or through their employer.

Don't Be Afraid to Ask for Help During Open Enrollment


On November 1, open enrollment for coverage on the Affordable Care Act's exchanges began in most states. That may be a daunting prospect. A recent survey found that most Americans admit to feeling "completely lost when it comes to understanding health insurance."

Insurance Flip-Flop Hurts Vulnerable Seniors


The vast majority of seniors have at least one chronic condition, and more than two thirds have two or more chronic conditions -- so choosing the right coverage is important.

Open Enrollment is Here. Don't Go Through the Process Alone


It's time to sign up for health insurance. Between November 1 and December 15, millions of Americans will head to Healthcare.gov or the online exchange in their state to shop for coverage for 2019.

Surety Bonds


Surety bonds are responsible for fuelling today's business world. Contracts that are issued across many different industries are often secured by the issuing of surety bonds. Without these bonds, customers would not be able to have a guarantee for the proper delivery of goods and services.

Are You Covered For Disability?


As Americans deliberate out-of-network co-pays, dental coverage and other choices during open enrollment, they often overlook disability insurance -- a potentially devastating financial mistake.

Mandate Will Change How We Buy Insurance


Both the House and Senate versions of the proposed health care bill include an individual mandate, which will require most people to buy health insurance. Luckily, those who find themselves shopping will be able to find affordable options -- both bills make it impossible for insurance companies to deny coverage or to charge exorbitant prices to those with pre-existing health conditions.

Cutting Health Care Spending Without Cutting Health Coverage


During these tough economic times, as America continues to look at cost cutting options, many people will be shopping for a health insurance plan. It's important to know that there are health plans that are affordable and are a fit for you and your family while still offering the coverage you need to protect your family.

Free or Low-Cost Health Coverage Helps Kids Get in the Game


Each fall, school and community athletic fields are filled with four-year-olds taking their first kick at a soccer ball and high-school seniors practicing in hopes of reaching the state championship football game.

Minimize Retirement Risk With Permanent Life Insurance


With persistent economic uncertainty, retirement worries plague many Americans. Instead of dreaming about their golden years, workers may be haunted by the possibility of a retirement where the idea of not having enough money may not be hyperbole.

5 Ways to Save Money on Health Insurance


The overwhelming mass of uninsured Americans is firsthand evidence that health insurance is too expensive -- as if we didn't already know.

Prepare for the Unexpected With Supplemental Insurance


From managing chronic conditions to coping with sudden diagnoses or accidents, maintaining the health of you and your family can be expensive.

What You Need to Know About Renters Insurance


If you are thinking about renting, there are many questions that might be on your mind, such as whether you'll have a good landlord, what your neighbors will be like and how you'll come up with the money for your security deposit. With all this to consider, it can be easy to overlook the obvious -- like renters insurance.

Childhood Cancer Survivor's Guide to Health Insurance


There are approximately 50 million uninsured people in the U.S. Of those uninsured, young adults are among the highest groups without health insurance. For childhood cancer survivors, however, going without health insurance is not an option.

Ways You Can Save Money on Health Insurance


The overwhelming mass of uninsured Americans is firsthand evidence that health insurance is too expensive -- as if we didn't already know.


More Resources


Auto Insurance Rates
Auto insurance rates will vary depending on the insurance agency, your driving record, and the type of insurance you are looking to purchase. I you are looking for affordable car insurance or truck insurance then read on.
Car Insurance No Claims Bonus Explained
No Claims Bonus is a term used to describe the number of years you have had Car Insurance without making a claim. Put simply, if you have had Car Insurance for 4 years and you have not made a claim in that time, then you have 4 years No Claims Bonus.
How Many Homeowner Insurance Quotes Do I Need To Save Money?
Homeowner insurance quotes can vary in the amount they cost you based on a variety of factors - many that you can control. There are of course some variables that are common among all house insurance policies.
Life Settlement: Towards A Free Market for Life Insurance
The Life Settlement market is all about providing due access to needed cash from existing life insurance.This so-called free market referred to as the life insurance industry's secondary market is based on a central premise, namely that the value of life insurance is best determined by independent market forces and has been validated in recent years by its rapid growth.
Health Insurance Plans - Benefits to Different Plans & Providers
Health insurance plans vary in their coverage and prices. The more coverage offered, the higher the premiums.
Mortgage Life Insurance
Owning a home is a dream for most of us, although it is an expensive one. The monthly payments usually take up a big slice of our monthly income, and the sudden loss in the event of you or your spouse's early death may leave your survivors unable to make payments.
Do Discount Fees for Medical Service Programs Really Work?
Having a health insurance policy provides a great sense of security for many families. Most people with health insurance usually have it through their employer and the employee and the employer may share the responsibility on paying the premium.
What Is Health Insurance?
What is health insurance and why do I need it? Health insurance protects you and your family from a financial hardship due to medical expenses in the untimely event that you are injured or become ill. There are four types of health insurance, you may need just one or you may need a combination to ensure you have the most insurance coverage possible.
About Online Term Life Insurance Rates
Online term life insurance ratesHow simple it is today finding online term life insurance rates. At the click of your little mouse, fingers on the keyboard off we go into the world of cyber space.
Online Health Insurance Quotes - Finding The Cheapest Rates Possible
Shopping for health insurance can be very discouraging when you become aware of the costs. If you are in search of affordable health insurance, an online quote may be very helpful to you.
Six Ways to Cut the Cost of Your Auto Insurance
Is your auto insurance bill $12000 a year or even higher? It's not unusual for auto insurance to cost this much these days. But it doesn't necessarily have to cost this much.
Whole Life Insurance - Whole Life Insurance Information
The original purpose of life insurance was to provide for your family in the case of your death. While this purpose is still the most potent reason to take out a life insurance policy, there are a number of other ways that life insurance can be used to benefit you and your family, even while you are still alive.
How Does Credit History Affect Car Insurance Rates?
Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.
Finding Life Insurance Quotes For Adult Children
Shopping for life insurance quotes for adult children isn't any different than it is for adults or seniors. Underwriting issues can vary a little but essentially life insurance quotes for adult children follows the same routine.
Life Settlements, More than a Cash Surrender Payout
With a life insurance settlement, seniors now have the ability to receive a payout larger than their cash surrender value. Life insurance companies have always had the advantage by offering a low cash surrender payout for unwanted or unneeded life insurance policies.
Understanding How Your Credit History May Affect Your Car Insurance Coverage
Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.
Discount Auto Insurance
Whether you are looking for car insurance in Canada, the USA, or somewhere else, finding discount auto insurance can save you plenty of money. The first thing you need to do is get auto insurance online quotes.
A Life Insurance Quote Became Reality
Life insurance quoteThank goodness John took his life insurance quote seriously. It didn't prevent our daughters from wishing he were still here but thanks to his foresight they and I still have the things he worked for because he turned that life insurance quote into a policy before his untimely death.
Internet Insurance Leads
It is a fact that more and more people everyday use the Internet to get insurance coverage. The number of online customers is massive compared to "traditional" business, and it is increasing day after day.
Car Insurance Online - Benefits of Applying for Auto Insurance Online
Drivers are applying for auto insurance online not just for the convenience of comparing quotes, but also to find the best insurance rate. The benefits also include discovering new discounts and not being locked into a long term relationship with an insurance company.

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Everyone Wants The Cheapest Automobile Insurance Quote
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Disability Income Insurance Can Meet All Your Financial Needs
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Car Insurance Gearing up to Drive Down Costs
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Talking to Your Parents About Insurance
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Is Your Financial Security at Risk?
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Indemnity Insurance For Landlords
As a property owner it is essential to protect yourself from the potential legal claims that could be made by tenants, contractors and members of the public who are injured whilst living in or visiting your property.All landlords are at risk of being sued if found to be negligent or in breach of their duty of care.
How to Reduce Home Insurance Premiums
Here are some useful tips on how to reduce Home Insurance premiums.Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks.
Why Should I Go To A Life Insurance Broker?
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Health Savings Account (HSA): How Do I Invest It?
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.