Credit Information

Do You Want to Get a New Credit Card at a Great Rate?


1) Do your homework. Applying for and getting approved for a credit card is nothing more than legwork.

Credit Cards - Why Prepay?


With prepaid credit cards, you get the practicality of plastic while choosing exactly how much debt to charge. By taking charge of your personal financing, you determine your own limits, to the penny, and change them any time you need to.

Two Things You Need To Know About Prepaid Debit Cards


According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United States in 2003. By 2008 that volume is expected to grow to $1.

Collection Agencies: What Do They Do?


Collection agencies are businesses that collect past-due bills and accounts receivable for other persons or businesses in exchange for a fee. Collection agencies charge for their services one of three ways:1) A flat fee.

All You Wanted to Know of Bad Credit


Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, he has been adjudged as a bad credit case.

What is a Credit Report?


Ever wondered what is a credit report? If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report.

Useful Tips on Borrowing Money


Here are some useful tips on borrowing money. Borrowing money is one of the most common sources of funding for a small business, but obtaining a loan isn't always easy.

The Hitchhiker's Guide To Insanity


A new sickness is plaguing the UK called Denial. Denial has resulted in a national personal debt of almost £1.

Credit Repair Scam - How To Avoid Being A Statistic?


A good credit history is critically important for the consumer. A bad credit will prevent you from getting a business loan, owning a home, or even a job.

Defeating Credit Card Debt With Self Control


Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.

Are 0% Credit Cards Reaching Their End?


Are Credit Card companies starting to feel the pinch? We all know that the Credit Card companies make their money by charging us interest on the money we borrow. With all the 0% balance transfer offers that we have seen over the last few years its no wonder these companies are concerned they aren't making any money.

A Cure for an Ailing Credit


Credit has become a much-used word, thanks to the various connotations that it is being used in. Transactions in which the payment is deferred to the near future are termed as credit transactions.

Building A Credit Report Lenders Will Love You For


Will lenders really love you for having a good credit report score? Love is not the right word of course; lenders are after your money, and never forget that. But the lender's representative will love dealing with your credit application if your credit report is good.

What is Credit Counselling?


Ever wondered what is Credit Counselling? There are occasions when you might encounter a financial situation that is beyond your scope which is when a session with a credit counsellor could be beneficial.If you're not disciplined enough to create a workable budget and stick to it, can't work out a repayment plan with your creditors, or can't keep track of mounting bills, consider contacting a credit counselling organisation.

Consolidating Credit Cards


Credit card consolidation is a popular solution for those with significant credit card debt, usually distributed on three or four different cards. Basically, this means putting all your debts together on a single card, like transferring it all to one loan.

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