Elder Care Information


The Risk of Aging


Reports of physical and financial abuse of the elderly are on the rise throughout the country. It's a crime that, experts say, is largely underreported. But, a new light needs to be shed on this dirty little secret, says Dan Weber, president of the Association of Mature American Citizens [AMAC].

Ask Rusty - High earners and the Family Maximum


Dear Rusty: My question is this: If both spouses are high earners with significant Social Security contributions in their own right, delaying their benefits to get a bigger Social Security amount could mean they will exceed the maximum "family" payment.

Growing old on the streets is not easy


According to a U.S. government study 1.5 million Americans are considered to be homeless. And, while efforts are underway, and in some cases making progress toward reducing the ravages of homelessness, more needs to be done, according to Dan Weber, president of the Association of Mature American Citizens.

Ask Rusty - Divorced Multiple Times


Dear Rusty: Reading your current letter regarding Social Security benefits for ex-spouses, I pose this question: Would an individual who has had multiple marriages be entitled to distributions of Social Security for each of his or her marriages?

Aging Eyes: 3 Ways Seniors Can Protect Their Vision


While you may take healthy eyes for granted, it's important to know that as you age, you become more susceptible to conditions that can impair your vision. The effects of vision loss can be devastating, harming one's quality of life and independence.

Ask Rusty - Raiding the Social Security Trust Fund


Dear Rusty: I would like to know how much money has been taken out of Social Security by presidents, and was any paid back with or without interest on the withdrawal? Signed: Wants to Know

Ask Rusty - Can I Re-marry, or not?


Dear Rusty: After a pretty difficult 32 years of marriage and ugly divorce a few years ago, I finally found the man of my dreams.

Ask Rusty - Child Benefits Stopped at 18


Dear Rusty: I received my Social Security payment for February but not for the month of March.

Ask Rusty - WEP - Substantial Earnings Test


Dear Rusty: I turn 62 this June. I collect a State Teachers Retirement and have been told I face a windfall reduction in my SS benefits if I have less than 30 service years in SS.

Ask Rusty - Ex-spouse benefits - When you don't get


Dear Rusty: I am very confused about where I stand with Social Security. I have been divorced twice. First husband is 79; I was married to him for 10 years.

Alzheimers Care Giving While Maintaining Your Own Health


Just for a moment I want you to imagine that you are coming out of a very deep sleep. If you have ever had surgery try to remember the way you felt as you were trying to make sense of things as you awoke.

Introducing the Best Available Long Term Care Policy Guarantee


If you're 60 to 70 years old ..

Prepare to Make Long-term Care Choices


Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.

Senior Care for Alzheimer's


As a person ages, a certain amount of memory loss and confusion is quite normal. Personally, I've been known to invoke the cliché, "The older I get, the better I was!" Unfortunately, Alzheimer's disease represents a more serious loss of mental sharpness and calls for special care for seniors.

Compare Nursing Homes


Finding the best nursing home is easier than you might think. That is assuming there is more than one nursing home in your area so that you have something to compare.


More Resources

When the Box is Empty
The King had a modest kingdom. He was Danish.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Caregiving Across The Miles-Tips for Successful Long Distance Caregiving
Caring for a parent or a loved one is a difficult job. Your duties as a caregiver become increasingly difficult as the miles increase between you and your loved one.
What Colour was Your Great-grandmothers Hair?
I've just made another Photoshop video. This one is about colour tinting (or "colorizing") an old photo.
Ask Rusty - Raiding the Social Security Trust Fund
Dear Rusty: I would like to know how much money has been taken out of Social Security by presidents, and was any paid back with or without interest on the withdrawal? Signed: Wants to Know
As the Baby Boomers Age
Many employees today are calling in sick - not to care for themselves or their children, but to care for their aging parents. Baby boomers are rapidly moving into the role of caregivers for their parents, but with a few extra challenges due to the changing face of our workforce.
Scaling Down (almost) Painlessly
Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder who's moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.
End The Tax on Aging
"No one likes to pay taxes. But, it can be downright painful if you are elderly and your income from Social Security is not enough to support retirement. So you try to make ends meet by taking on a job. And then you learn that not only do you have to pay taxes on your earnings from that job but also on your Social Security income, which you funded in the first place with taxes you paid when you were working full time," says senior activist Bob Carlstrom.
Five Tips for Seniors When Choosing Online Workout Classes
The first month of the New Year is galloping by and many folks are still sorting out their goals and resolutions for 2021. Hooray for you if you've already set your goals. For those hesitating to set new fitness goals after having last year's sidetracked by gym closures, it's time to get back in action.
Assisted Living Facilities - What Are They?
Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible.
5 Myths You Should Know Before Choosing Elder Care
Myths associated with selecting quality nursing home care suggest quick and easy ways to identify quality care. In fact, relying on these myths can lead to disastrous results.
Prevent or Delay Alzheimers Disease
Argh! Where are my glasses? I put them down . .
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
If Using The Stairs Has Become A Daily Struggle, A Stair lift Could Change Your Life
Using stairs is an everyday nightmare for many people. As we grow older the stairs in our home can become more of a struggle due to mobility problems associated with old age, an accident or illness.
10 Tips to Keep a Family Caregiver from Losing Their Mind
Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
Just Give Them a Lot of Love and You'll be Fine
It was right about this time, 19 years ago. My wife and I were sitting in the very last Lamaze birthing class, soon to be brand new parents.
Senior Living: 5 Ways to Help Reduce the Risk of Falling
Every year we hear stories of seniors falling, ending up in hospitals and never fully recovering. Unfortunately, these falls often result in death.
Paying For Elder Care Just Got Easier
It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones.
Angels Are Reaching Out to the Elderly
I am reminded time after time of the profound effect Angels have on people. Recently, I have been receiving manyemails containing examples of how the Angels are reaching through the veils to assist the elderly.
What Most Long Term Care Professionals Don't Know
Medicare recognizes this need and, therefore reimburses your residents to receive advanced behavioral health services? making them free to your facility!Psychologists provide a wide variety of valuable and testedclinical services that can provide a big shot in the arm to yournursing home care. For example:1.
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given.
Stair Lift Buying Guide
There is no doubt that having a stair lift in your home can dramatically improve your quality of life. If you are starting to find that climbing the stairs is becoming a hazardous experience, or just hard work, then a stair lift could be the answer.
Prepare to Make Long-term Care Choices
Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.
Retiring Abroad and Leaving the Grey Skies of the UK
Retiring abroad needs careful planning. Not all countries have the same entitlement to benefits as the UK and your tax liability may be affected.
Angels Are Reaching Out to the Elderly
I am reminded time after time of the profound effect Angels have on people. Recently, I have been receiving manyemails containing examples of how the Angels are reaching through the veils to assist the elderly.
Short Trips Can Stimulate Alzheimers Patients
Severe degradation of short-term memory means that my father, an Alzheimer's elder, is seldom interested in movies or books. And, although music used to be a source of enjoyment, he no longer listens with pleasure.
Solitary Confinement -- for Life
Sixty-five year old Arthur Jones served a self-imposed life sentence - in his own home.Arthur lived in a high crime neighborhood, so he built iron cages around his outside doors and installed bars on all the windows.
Local Businesses Serving Seniors Prove Commitment to Quality Care
Good news! You no longer have to risk chance when it comes to selecting a reputable elder care service for yourself or for a loved one. Senior Approved Services has certified a select number of businesses in our area serving the elderly and disabled populations.
Good news: A 2018 increase for Social Security beneficiaries
The good news is that Social Security beneficiaries will get a 2% boost in their checks in 2018 compared to the stingy three-tenths-of one-percent increase awarded in 2017, according to Dan Weber, president of the Association of Mature American Citizens [AMAC].
Senior Living: 5 Ways to Help Reduce the Risk of Falling
Every year we hear stories of seniors falling, ending up in hospitals and never fully recovering. Unfortunately, these falls often result in death.
Ask Rusty - Child Benefits Stopped at 18
Dear Rusty: I received my Social Security payment for February but not for the month of March.
Could You Be Missing Out On Senior Discounts? Here Are A Few Things To Know
People who reach or near their retirement years often need to watch every penny.
When the Box is Empty
The King had a modest kingdom. He was Danish.
The Dryer Ate Your Underwear!
Q: My mom is in the early stages of dementia and she is also incontinent we have tried to get her to stop wearing her underpants and have her start wearing pull-up diapers, she throws the Depends out the door and puts her underpants on. Of coarse we have a lot of laundry! How should I handle this?A: This one should be fairly easy to solve.
Second Hand Stair Lifts
Buying second hand stair lifts is a viable and cost effective alternative to purchasing a brand new stair lift. Most stair lifts can be purchased new or second hand.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Compare Nursing Homes
Finding the best nursing home is easier than you might think. That is assuming there is more than one nursing home in your area so that you have something to compare.
Long Term In-home Care Options
Are you worried that you may lose all your life's earnings and nest egg due to the rising costs of in-home long term care? As you get older do you have the necessary finances to protect yourself from going broke while slightly incapacitated? Many seniors are worried about are worried about the costs of long-term health care.Are you worried that if something happens to you, that you may run out of money and burn thru their reserves and all your nest egg.
As the Baby Boomers Age
Many employees today are calling in sick - not to care for themselves or their children, but to care for their aging parents. Baby boomers are rapidly moving into the role of caregivers for their parents, but with a few extra challenges due to the changing face of our workforce.
The Golden Years
1) What does Adrian Mitchell say we do to people when their working lives are over?Adrian says that "when a man's too ill to work we punish him", rob him of half his income or replace it with "pocket money" and or place him in a retirement home to sit out the remainder of his live in isolation.2) What does he think about this?Adrian thinks that "the old people are being robbed" and says "to hell with retiring" he believes that the way that deal with old people (to have your ability to sport yourself removed and then being given "pocket money").
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