Personal Finance Information


How to Build a Healthy Money Mindset for a Stable Financial Future


Building and managing your wealth is a lifelong process that can have major implications for you, your children and other beneficiaries. While your path to building wealth should be tailored to your circumstances, this three-pronged approach from Freddie Mac can help you plan for a stable financial future.

New Year, New Finances: Why You Should Work With a Financial Planner


As 2024 gets underway, it’s time to set new financial goals and make a plan to reach them.

Can You Trust Financial Advice You Find Online?


Can you trust the financial advice you find online, including on social media? Nope. And a majority of people already don’t trust online financial advice. According to the CFP Board Consumer Sentiment Survey — Trust, But Verify, 71% of investors indicated little to no trust in the financial planning advice received from social media.

5 Tips to Make Saving Money a Habit


It’s no secret that saving money is hard. Millions of Americans are living paycheck to paycheck and four out of 10 have less than $400 in savings.

How to Score a Financial Touchdown this Football Season


If you’re like many football fans, your love of the game comes at a cost.

How Families Can Protect Generational Wealth


A home is often the most valuable asset a family can own. It serves as a wealth-generating opportunity for current and future generations as the home’s value appreciates over time. Yet, for hundreds of thousands of people who inherited their land and homes from family members, these assets could be at risk.

Buying a House Could Be the Best Investment You Ever Make


The path to homeownership can be bumpy. Buyers must withstand bidding wars, contingencies, complex tax laws and an array of market factors beyond most anyone’s control. Still, buying a house is typically the single best investment a family can make.

Tips to Build a Stable, Sustainable Financial Future for Your Family


Building wealth is not as easy as it sounds. It can take time, discipline and a plan to keep those dollars protected. However, if done correctly, it can provide security for your family for years to come.

5 Tax-Efficient Strategies to Include in a Holistic Financial Plan


As consumers focus on filing taxes and spending returns, a new study reveals a need for increased awareness around tax-efficient financial strategies.

The Easy Way to Balance Your Checkbook


Yes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today's world to prevent yourself from becoming a victim of fraud and identity theft.

How to Spend Wisely at the Grocery Store


Whether you are packing school lunches or hosting a dinner party, you want your fridge and pantry to be stocked with the highest-quality foods for the best value. Thankfully, there’s a better way to navigate store aisles than just picking products at random and hoping for the best, one which doesn’t involve hours of product research.

3 Ways to Protect Your Finances and Your Family


To protect your finances and family in the long term, it’s important to not only reevaluate your saving and spending, but also commit to creating a more holistic financial plan.

5 Financial Tips for Newlyweds


February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose.

Should I Buy or Rent a Home?


If you’re feeling stressed about rising rents and interest rates, you are not alone. Most American renters say their rents increased in the past 12 months, and for many, their wage gains didn’t keep pace. In addition, mortgage rates have reached a two-decade high.

How to Turn Your Finances Around in the Months Ahead


Many consumers are feeling financial strain after a challenging economic year in 2022. One in three Americans say they are struggling to get by or are in trouble financially, according to Lincoln Financial Group’s Consumer Sentiment Tracker.

6 Things to Consider Doing if You Can’t Pay Rent This Month


The average national rent surpassed $2,000 for the first time ever in 2022, which has made keeping up with rent payments challenging for millions of people across the United States. In fact, a recent Freddie Mac survey found that 70% of renters are concerned about making their rent payment in the short term.

Pandemic Make You More Concerned About Finances? You’re Not Alone


The COVID-19 pandemic disrupted nearly every aspect of people’s lives and, as it turns out, it also impacted their feelings about financial security and life insurance. In a national survey commissioned by Erie Insurance:


More Resources


05/01/2024
Personal Loans
Unsecured loans can help you consolidate debt or finance large purchases. Here's what you need to know.


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05/01/2024
Small Business
All the financial resources you need to take care of business in one place.


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05/01/2024
Insurance
Looking for the cheapest car insurance? Want to find the best home insurance policy? Wondering what type of life insurance you need? We’re here to help. Compare companies, read reviews and see our best picks — all on NerdWallet.


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05/01/2024
Travel Money Hub: Loyalty Programs, Cards, and More
Dreaming of a vacation? We've got the tools and tips to help you compare and find the smartest travel credit cards and loyalty programs. Future you will thank you.


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03/26/2024
New Robinhood Credit Card Will Earn 3% Back on Most Purchases
The Robinhood Gold Card won't have an annual fee, but to get the card you must be a Robinhood Gold member, which costs $5 a month as of this writing.


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03/26/2024
3 Ways AI Could Transform Your Insurance Policy
As insurers use artificial intelligence to make better predictions, AI technology could spur major changes for insurance customers. Learn more about what to expect.


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03/26/2024
Taryn Phaneuf, Lead Writer
Taryn Phaneuf is a lead writer at NerdWallet. She previously spent more than a decade reporting on business, education and public policy for local news outlets.


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03/26/2024
Financial News
NerdWallet reporters bring you the latest in financial news, with a focus on what it means for your wallet.


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03/26/2024
Lottery Pool? Take These Precautions Before Diving In
A lottery pool can be a thrilling way to socialize with coworkers. But if luck strikes, the stakes can be a lot higher. Here's how to avoid legal tangles.


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03/26/2024
Latest FAFSA Error Affects Aid for 200K, Offers for Everyone Else
The Education Department miscalculated the financial need of roughly 200,000 dependent students who submitted FAFSAs before March 21 — nearly 15% of processed forms. Those students could get less aid than they expect, and everyone else might face further delays.


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03/26/2024
What’s at Stake as the Supreme Court Hears an Abortion Pill Case?
The U.S. Supreme Court is hearing oral arguments in FDA v. Alliance for Hippocratic Medicine, a case that could limit access to mifepristone.


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03/26/2024
Best Balance Transfer Credit Cards of March 2024
Save money while getting out of debt by doing a balance transfer: Moving debt to a card with a 0% introductory interest rate and low fees.


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03/26/2024
Best 0% APR and Low Interest Credit Cards of March 2024
Using a credit card with an introductory 0% APR period can save you big money when financing a major purchase. See all of our expert recommendations.


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03/26/2024
Best Cash Back Credit Cards of March 2024
Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend.


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03/26/2024
New Breeze Airways Credit Card Takes Flight With Up to 10X Back
Airline also launches Breezy Rewards, the airline’s loyalty program, which supercharges rewards earned with the credit card.


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03/25/2024
Buying Life Insurance if You're Transgender
Your gender identity doesn’t impact your eligibility for life insurance, but there are a few things to be aware of when you apply. Learn more now.


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03/25/2024
Egg and Chocolate Prices Are Hopping — Just in Time for Easter
Bad weather and disease are straining the supply of cocoa. Meanwhile, another outbreak of bird flu is pushing up egg prices again.


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03/24/2024
Jae Bratton, Lead Writer
Jae Bratton is a writer on the credit cards team at NerdWallet.


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03/24/2024
Mega Millions, Powerball Jackpots Near Combined $2 Billion
The Mega Millions jackpot is now $1.1 billion, while Powerball has grown to $865 million. Mega Millions will be drawn on Tuesday night; Powerball on Wednesday.


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03/23/2024
Government Shutdown Threat Finally Put to Rest — For Now
Congress missed its midnight deadline, but shortly thereafter approved the final set of appropriations in a $1.2 trillion spending package. The last-minute deal prevents a government shutdown that would have furloughed government workers.


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03/22/2024
Alaska Access: The New Subscription Service from Alaska Airlines
Like its existing Flight Pass subscription, Alaska Access could be a good deal for frequent Alaska flyers looking to get the best deals with the airline.


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03/20/2024
American Airlines To Add Streaming and Free Wi-Fi
American Airlines says it will be the first airline to offer video streaming capabilities on its entire mainline fleet. It is also offering free Wi-Fi with ads.


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03/20/2024
Fed Chair Powell: Rate Cut Risks Are ‘Two-Sided’
For the fifth time in a row, the Federal Reserve paused the federal funds rate at 5.25%-5.50% as Americans continue to wait for lower rates to cut costs on mortgages, credit cards and other loans.


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03/20/2024
Tailpipe Emission Rules Give Automakers More Time to Ramp Up EVs
New stricter rules for vehicle emissions are expected to roll out more slowly than initially proposed last year, which gives automakers more time to beef up electric vehicle stock.


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03/20/2024
Powerball Hits $750M as Mega Million Jackpot Nears $1B
The estimated Mega Millions jackpot is $977 million, while Powerball has grown to $750 million. Drawings are Friday and Saturday respectively.


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More Personal Finance Information:

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