Personal Finance Information


Credit Card Debt - Watch Your Credit Report and Your Bill


Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer.

Avoiding A Nightmare On Renovation Street


You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating.

The Good and the Bad of Money Management


Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.

10 Money-Saving Tips


1. If you have your haircut every 3 weeks, trygoing 4 or 5 weeks in between haircuts.

How to Save for A Down Payment


Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.

Why Live Frugally


What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys.

7 Simple Ways To Save Money


Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes - a good thing - but saving money on everyday items. Here are seven simple ways you can save money:1.

Do You Really Need the Power of Money Management Software?


I have been a loyal user of Quicken(R) for more years than I can remember. But a conversation the other day with my youngest son started me wondering whether or not I really need money management software.

Money Matters - Really!


One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter.


More Resources


04/25/2024
Insurance - NerdWallet
Looking for the cheapest car insurance? Want to find the best home insurance policy? Wondering what type of life insurance you need? We’re here to help. Compare companies, read reviews and see our best picks — all on NerdWallet.


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04/25/2024
Travel Money Hub: Loyalty Programs, Cards, and More - NerdWallet
Dreaming of a vacation? We've got the tools and tips to help you compare and find the smartest travel credit cards and loyalty programs. Future you will thank you.


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03/26/2024
New Robinhood Credit Card Will Earn 3% Back on Most Purchases - NerdWallet
The Robinhood Gold Card won't have an annual fee, but to get the card you must be a Robinhood Gold member, which costs $5 a month as of this writing.


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03/26/2024
3 Ways AI Could Transform Your Insurance Policy - NerdWallet
As insurers use artificial intelligence to make better predictions, AI technology could spur major changes for insurance customers. Learn more about what to expect.


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03/26/2024
Taryn Phaneuf, Lead Writer - NerdWallet
Taryn Phaneuf is a lead writer at NerdWallet. She previously spent more than a decade reporting on business, education and public policy for local news outlets.


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03/26/2024
Financial News - NerdWallet
NerdWallet reporters bring you the latest in financial news, with a focus on what it means for your wallet.


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03/26/2024
Lottery Pool? Take These Precautions Before Diving In - NerdWallet
A lottery pool can be a thrilling way to socialize with coworkers. But if luck strikes, the stakes can be a lot higher. Here's how to avoid legal tangles.


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03/26/2024
Latest FAFSA Error Affects Aid for 200K, Offers for Everyone Else - NerdWallet
The Education Department miscalculated the financial need of roughly 200,000 dependent students who submitted FAFSAs before March 21 — nearly 15% of processed forms. Those students could get less aid than they expect, and everyone else might face further delays.


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03/26/2024
What’s at Stake as the Supreme Court Hears an Abortion Pill Case? - NerdWallet
The U.S. Supreme Court is hearing oral arguments in FDA v. Alliance for Hippocratic Medicine, a case that could limit access to mifepristone.


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03/26/2024
Best Balance Transfer Credit Cards of March 2024 - NerdWallet
Save money while getting out of debt by doing a balance transfer: Moving debt to a card with a 0% introductory interest rate and low fees.


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03/26/2024
Best 0% APR and Low Interest Credit Cards of March 2024 - NerdWallet
Using a credit card with an introductory 0% APR period can save you big money when financing a major purchase. See all of our expert recommendations.


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03/26/2024
Best Cash Back Credit Cards of March 2024 - NerdWallet
Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend.


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03/26/2024
New Breeze Airways Credit Card Takes Flight With Up to 10X Back - NerdWallet
Airline also launches Breezy Rewards, the airline’s loyalty program, which supercharges rewards earned with the credit card.


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03/25/2024
Buying Life Insurance if You're Transgender - NerdWallet
Your gender identity doesn’t impact your eligibility for life insurance, but there are a few things to be aware of when you apply. Learn more now.


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03/25/2024
Egg and Chocolate Prices Are Hopping — Just in Time for Easter - NerdWallet
Bad weather and disease are straining the supply of cocoa. Meanwhile, another outbreak of bird flu is pushing up egg prices again.


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03/24/2024
Jae Bratton, Lead Writer - NerdWallet
Jae Bratton is a writer on the credit cards team at NerdWallet.


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03/24/2024
Mega Millions, Powerball Jackpots Near Combined $2 Billion - NerdWallet
The Mega Millions jackpot is now $1.1 billion, while Powerball has grown to $865 million. Mega Millions will be drawn on Tuesday night; Powerball on Wednesday.


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03/23/2024
Government Shutdown Threat Finally Put to Rest — For Now - NerdWallet
Congress missed its midnight deadline, but shortly thereafter approved the final set of appropriations in a $1.2 trillion spending package. The last-minute deal prevents a government shutdown that would have furloughed government workers.


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03/22/2024
Alaska Access: The New Subscription Service from Alaska Airlines - NerdWallet
Like its existing Flight Pass subscription, Alaska Access could be a good deal for frequent Alaska flyers looking to get the best deals with the airline.


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03/20/2024
American Airlines To Add Streaming and Free Wi-Fi - NerdWallet
American Airlines says it will be the first airline to offer video streaming capabilities on its entire mainline fleet. It is also offering free Wi-Fi with ads.


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03/20/2024
Fed Chair Powell: Rate Cut Risks Are ‘Two-Sided’ - NerdWallet
For the fifth time in a row, the Federal Reserve paused the federal funds rate at 5.25%-5.50% as Americans continue to wait for lower rates to cut costs on mortgages, credit cards and other loans.


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03/20/2024
Tailpipe Emission Rules Give Automakers More Time to Ramp Up EVs - NerdWallet
New stricter rules for vehicle emissions are expected to roll out more slowly than initially proposed last year, which gives automakers more time to beef up electric vehicle stock.


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03/20/2024
Powerball Hits $750M as Mega Million Jackpot Nears $1B - NerdWallet
The estimated Mega Millions jackpot is $977 million, while Powerball has grown to $750 million. Drawings are Friday and Saturday respectively.


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03/18/2024
How Is the Economy Doing? - NerdWallet
The state of the economy is generally strong and inflation is slowing down, but still remains elevated. The Federal Reserve is looking at key economic indicators to signal it’s time to cut rates.


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03/18/2024
Caitlin Mims, Content Mangement Specialist - NerdWallet
Caitlin Mims is a content management specialist on the credit cards team at NerdWallet. She has covered credit cards, credit scores and retirement planning.


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