Debt Relief Information

Five Major Ways to Save Money


There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel.

Free Quick and Easy Money Saving Tips - Part 1


With the high cost of gasoline and the amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas.

Free Quick and Easy Money Saving Tips - Part 2


Although many consumers would argue differently saving money doesn't have to be difficult. In fact by making just a few changes in your normal lifestyle you can find ways to free up extra cash that can be put to better use in a savings account or an investment account.

Creating A Realistic Budget


Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get cold feet.

Hide That Car! Fighting the Repo Man


Vehicle repossession may appear justified in circumstances where a person is generally being irresponsible and otherwise able to meet this financial obligation. However, what about that hardworking guy or gal who paid their automobile note dutifully for three years, and missed one payment? Why should their car be repossessed?Basically, the lender owns your car until it is paid in full.

Dealing with Thingitis


Debt is quickly becoming an epidemic in America. However, through the past 50 years, America has not seen such large domestic growth.

Should You Invest In Savings Or Payoff Your Debts?


I have faced this financial question 8 years ago and recently I have friends asked me this same question. I think I should write it up so that it may help some of you that having the same situation.

The 5 Secrets to Getting Out of Debt Fast


As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.

Mr. Cheapies Frugal Budget Tips


So you feel like a hamster spinning your wheel? The faster you run, the faster the wheel spins. Just when you get a raise, you notice the price of hamster wheels jumps!Mr.

Start Small and Your Wealth Will Get Bigger


We've all heard the phrase, "You have to start somewhere." Nothing could be truer of creating wealth and prosperity in your life.

Debt Collectors; And what you can do to Get Them Out of your Life


FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.

Bankruptcy, Is It A Way Out


Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun.

Top Ten Reasons People File for Bankruptcy


1. Eliminate the legal obligation to pay many of your debts.

What Is A Chapter 13 Bankruptcy?


Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zero balance. Unfortunately many of these same consumers are confused when it comes to the difference between a Chapter 13 bankruptcy and a Chapter 7 bankruptcy.

Is There Any Way To Get Out Of Debt?


In this era where we are bombarded daily with commercials on television, radio, billboards, through email, not to forget the flyers slipped under the car's wiper blades while shopping at the mall, it's no surprise that so many of us find ourselves endlessly in debt to the services and products offered by others. How can we refuse, when we're baited with the juicy orange carrot of '0% APR' up to a certain amount or for a specified time, or 'no money down' and 'easy installments' of just so much per month? Before we know it, we're in debt.

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