Debt Relief Information

Bankruptcy - Your Fresh Start


Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings.

How to Deal with Bill Collectors


So you've screwed up. You're drowning in debt.

Eliminating Credit Card Debt


The overwhelming task of eliminating your debts can often seem like an uphill battle. Without the knowledge and expertise of a professional on your side, unfortunately, the odds are not in your favor.

Debt: Dont Pay Your Minimum Balance


Almost all Americans carry credit card debt. Actually, over 40% of US families spend more than they earn.

Bouncing Back from a CCJ


Should you be unfortunate enough to face a CCJ - but subsequently succeed in having it either set aside or reversed - the court will automatically remove the entry from the Register of County Court Judgments.The court must send notification of cancellation to the Registry Trust within three days of the date of the order.

Are You SURE Your A Bad Debt?


Many people who seek the advice and guidance of debt counsellors are driven to them in the first place by fear and ignorance - two powerful emotions which often mask the real scale of the problems.In many cases, what you made have been led to believe is a 'bad' level of debt, may instead need only some careful reorganisation and a new set of mortgage priorities.

Whatever You Do....Dont Save Money!


No, that's not a misprint. Even though falling interest rates are good when you want to get a loan, they are bad for people with savings accounts.

The ONE Law You Should Be Breaking


There is a law all smart people break.Parkinson's law.

Debt Free and Carefree


Are you still clearing a mountain of debt amassed last Christmas or even during last year's summer holiday?For those of you who make financial plans, who budget and save, you can skip this article. For those who get a little carried away, who regularly spend more than they can afford, this article is for you.

Personal Debt Reduction Practices


Personal debt reduction practices, the steps people take to relieve the debt in their lives and to become more financially free, are a hot topic among financial circles. American spending habits are producing more people who are deeper in debt rather than people trying to achieve financial freedom.

Take Careful Consideration Before Filing Bankruptcy


Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all your assets and deficiencies into an insolvent state.

Debt Elimination Is The Key to Financial Freedom


If you want financial freedom, the first thing that you will need to do is to get rid of your debts. After all, as long as you owe money, you can't consider yourself to be financially free.

Budget the Luxuries First!


Strictly speaking, his advice was preceded by another Heinlein maxim as well. "Sovereign ingredient for a happy marriage: Pay cash or do without.

Life After Debt - Strategies for Dealing with Problem Debt


Honorably and ethically rid yourself of burdensome debts using the little known Negotiation Strategy, without having to experience the loss of control and privacy associated with filing for bankruptcy, consolidation, or credit counseling.The inability to reduce debt and saving money are the two biggest obstacles preventing Americans from living financially sound lives.

Can You Escape the Trap of Ever Growing Debt?


It's difficult not to be concerned when facing numbers like these:43% of U.S.

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